Credit Parameters & Featured Deals

Since 2007, FORT has been focused on providing financing to companies for acquiring their equipment and software.

With over $500MM in volume across more than 3,000 transactions, we are built for what we do.

Part of what drives us is in creating and nurturing strong relationships based on old-fashioned values and future-thinking ideas. Whether solutions come from surprisingly innovative tools or trusted products you’re familiar with, our purpose of bringing value to our partners and clients is at the core of everything we do.

Offering overview

  
      Deal sizes
      $10,000 - $5,000,000
    
      Credit ranges
      A, B, and C credits
    
      Products financed
      Equipment & Software (commercial use only)
    
      Rate ranges
      7 - 14% (varies depending on credit profile, transaction size, and finance structures)
    
      Structures
      $1 out, Term Loan, FMV, or Rental
    
      Term lengths
      12 - 84 months
    
      Client Profiles
      SMB to Enterprise
    
      Geography
      US focused (will consider equipment outside US)

Credit criteria

Approval Criteria
            Small Ticket
            $ Amounts: $10,000 to $500,000
Info needed to make a decision:
                    Legal Entity Name
Copy of Vendor Quote
may require additional info

                
Approval Criteria:
                    2yrs+ TIB** / 640+ Paynet / 60+ Paydex / 50% Comp Credit

                

Approval Capacity:
                    $250,000 with scoring at the avg of required criteria
$500,000 with above avg scoring across the board

                

Decision Turn Around: 1 - 48 hours

        

            Mid Ticket
            $ Amounts: $500,000 to $5,000,000
Info needed to make a decision:
                    Past 2 Year End Fins (audit where available)
Year to Date Interim Fins
may require additional info

                
Approval Criteria:
                    Positive Operating Cash Flow
Fixed Charge Coverage Ratio to be 1x or more - EBITDA/(CPLTD+Int)
Funded Debt/EBITDA = less than 6x
Headroom on RLOC
Can use additional collateral (real estate, or other assets) to get to an approval where needed

                
Decision Turn Around: 1 - 10 days

        

**Most approvals are done as Corp Only, however, where a PG is needed, we will require a signed credit app
**For medical practices, we can use tenure of medical license to support credit profile for cold starts

Industries served: Industry agnostic

Restricted industries: Aesthetic Laser / Cannabis / Firearms / Gaming / Tattoo/Piercing/Vape Shops

Contact: Schedule a time to preview a deal

Brian Fleming - CEO/Finance Specialist bjf@fortcapitalresources.com

Gabe Selko - SVP/Finance Specialist gls@fortcapitalresources.com

Lee Warren - VP/Finance Specialist lew@fortcapitalresources.com

Eric Gustin - VP/Finance Specialist egustin@fortcapitalresources.com